Security Statement
At ProGrowth, we know how important
personal privacy is to you. Because of our interest in protecting your
privacy, our combined banks and companies - all affiliates of ProGrowth --
have adopted the following privacy principles, continuing our commitment
to you, our valued customer:
Recognition of Your Expectation of
Privacy
We recognize that you expect privacy and
security for your personal and financial affairs. We understand the need
to safeguard our sensitive information about you that you have entrusted
to us within our affiliated family of banks and companies. We maintain
standards and procedures designed to prevent misuse of this information.
Our Collection, Retention, and Use of
Information about You
We collect, retain, and use information
about you only where we reasonably believe that it will help administer
our business or provide products, services, and other opportunities to
you. We collect and retain information about you only for specific
business purposes - and we will tell you why we are collecting and
retaining it upon your request. We use information to protect and
administer your records, accounts, and funds; to comply with certain laws
and regulations; to help us design or improve our products and services;
and to understand your financial needs so that we can provide you with
quality products and superior service.
Our Maintenance of Accurate Information
We have procedures to help assure that
your financial information is accurate, current, and complete in
accordance with commercial standards. We also have procedures to respond
to your requests to correct inaccurate information in a timely manner.
While some of these procedures are required by federal or state law, we
have implemented additional procedures to maintain accurate, current, and
complete financial information, including processes to update information
and remove old information.
Limiting Employee Access to Information
We have procedures that limit employee
access to personally identifiable information to those employees with a
business reason to know such information about you. We educate our
employees about the importance of confidentiality and customer privacy
through standard operating procedures, special training programs, and our
policies on ethics. We take appropriate disciplinary measures to enforce
employee privacy responsibilities.
Security Procedures to Protect
Information
We maintain security standards and
procedures to help prevent unauthorized access to confidential information
about you. We update and test our technology to improve the protection of
our information about you and to assure the integrity of our information.
Restrictions on Disclosing Information to
Parties Outside of Our Affiliated Banks and Companies
We do not reveal specific information
about your accounts or other personally identifiable data to parties
outside our affiliated banks and companies for their independent use
unless:
-
you request or authorize it;
-
the information is provided to help
complete a transaction initiated by you;
-
we are legally required to do so
(e.g. in response to a subpoena or fraud investigation)
-
you request or consent to
disclosure
-
you have been informed about the
possibility of sharing information for marketing or other similar
purposes through a prior communication and you have been given the
opportunity to decline
-
we have agreed to provide
information to a reputable credit bureau or similar information
reporting agency; or
-
the disclosure otherwise is lawfully
permitted or required.
Maintaining Your Privacy in Business
Relationships with Parties Outside of Our Affiliated Banks and Companies
Sometimes it is necessary to provide
personally identifiable information about you to a party outside our
affiliated banks and companies, such as to a vendor or service company
that we hire to prepare your account statements or to provide support or
services for one or more of our products. These vendors and service
companies agree to safeguard our confidential information about you and
your products and services with us and must abide by applicable laws.
Disclosing Our Privacy Commitment to You
We want you to understand our commitment
to personal privacy and our use of information. For this reason, we have
prepared these Privacy Principles. These
materials will answer most of the important questions that you may have
about how we gather, protect, and use information.
These Privacy Principles apply to
individuals, and we reserve the right to change them, along with related
provisions, at any time.
If you have any questions regarding
ProGrowth's Privacy Statement, please
contact
us.
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