Business Checking

Totally Business | Above and Beyond | Gotta Grow It | Simply Business | Thank You

Totally Business Account

It’s finally here – the account you’ve been waiting for! A total package of attractive services designed to create value for small to mid-size businesses with moderate account activity. We’ll waive the monthly service fee when you maintain qualifying deposit and loan balances. Take advantage of the many other Totally Business benefits! 

  • Image statement

  • Ready Reserve Line of Credit – Annual Fee Applies

  • Business Credit Card

  • ½% discount on a new line of credit or term loan with our auto-payment plan

  • ProGrowth Investor Account with no minimum balance requirement and no monthly fee

  • Automatic sweep to/from savings – Fee per sweep

  • No coin and currency fees

  • Free coin counting

  • Cashier’s Checks – no-fee

  • Free access to account via 24Hour TeleBank and ProGrowth ONLINE

  • Access to account via ProGrowth ONLINE Plus – monthly fee

  • Open an Account Online today

Minimum Daily Balance - $10,000 in any combination of business loans or deposits. If minimum balance is not maintained, we reserve the right to convert your account to Above and Beyond. 

Monthly Service Fees - $0 for a combination of 500 debits and deposit items allowed each month. If total exceeds 500 (debits and deposit items combined) for three consecutive months, we reserve the right to convert your account to Above and Beyond.  

Above and Beyond Account

This account is above your expectations and beyond anything you’ve imagined! We reward high-volume businesses with an earnings credit to offset your charges. Take advantage of the many benefits described below.

Minimum Daily Balance - $0

Monthly Service Fee – Earnings Credit may offset all or part of your monthly fees. Refer to Account Disclosures for details. $10 plus 15¢ per debit, 15¢ per deposit and 5¢ per item deposited. See current Service Fees Brochure for coin, currency, uncollected funds and other fees that may apply.

Gotta Grow It Account

Interested in interest? We’ve designed this package especially for sole-proprietors and other businesses (or organizations) eligible for interest. Enjoy no monthly service fee when you maintain the minimum balance.

Minimum Daily Balance - $500. Fall below fee: Monthly $7.50 flat svc fee + 20¢ debit item charge per debit and deposited item for the entire month’s activity. 

Monthly Service Fees - $0 for up to 200 debits and 200 deposit items; 20¢ debit item charge for each, thereafter. Earn interest when your daily collected balance is $500 or greater.  (Additional charges apply is minimum balance is not met – see above) 

Simply Business Account

This simple account with leave a sweet taste in your mouth – we’ll reward you with no monthly service fee and no minimum balance!

Minimum Daily Balance - $0

Monthly Service Fees - $0 for up to 100 debits and 100 deposit items; 20¢ debit item charge for each, thereafter.

Thank You Account

We demonstrate our support and thanks for community organizations, clubs, churches and other non-profit groups by offering this special account with no fees for a moderate level of activity. See Gotta Grow It for interest earning option. 

Minimum Daily Balance - $0

Monthly Service Fees - $0 for a combination of 500 debits or deposit items allowed each month. If total activity exceeds 500 (debits and deposited items combined) for three consecutive months, we reserve the right to convert your account to Above and Beyond.