Whether you're refinancing to reduce your interest rate to lower your monthly payments, or to reduce the term to pay the loan, we can help with all your home loan needs. Get Started Online with our mini application.

Why Refinance?

You should consider refinancing because home loan refinancing can be one of the most affordable costs of financing available. Whether you are refinancing to access funds for remodeling, college expenses, vacations, whatever; it provides an avenue to where you want to go. This includes lowering your monthly payment by taking advantage of the rates that are less than the rate of interest that is currently on your home loan. But, you should consider the costs of refinancing compared to the monthly benefit of lower payments. 

Sometimes it makes sense to shorten terms when current market rates are more attractive than your existing rate. The 15 year loan dramatically lessens the cost of housing compared to the 30 year loan. The professionals at ProGrowth Bank can help you with all your questions. Our break even calculation will help you make the right choice.