CD Rates
We keep our rates posted online as a
convenience to our customers when making financial decisions. Feel
free to use our
financial calculators to help
you weigh your options, and you can
apply
online for accounts and credit. Realize rates are subject to change,
so when in doubt, please
contact us.
Checking Rates |
Savings
Rates | Money Market &
Health Savings Account Rates |
Investor
Account Rates | IRA
Rates |
CD Rates |
Rates current
as of 5/28/08
The interest rates and tiered annual percentage yields listed below are
variable and subject to change weekly at our discretion. Fees may reduce
earnings. Please
contact
the bank with questions.
|
ACCOUNT TERM |
182
DAY |
12
MONTH |
13
MONTH SPECIAL |
18
MONTH |
21
MONTH SPECIAL |
24
MONTH |
30
MONTH |
31
MONTH SPECIAL |
|
Annual
Percentage Yield |
$1,000 |
2.30 |
2.31 |
2.90 |
2.40 |
3.00 |
2.57 |
2.68 |
3.20 |
| $10,000 |
2.40 |
2.41 |
2.90 |
2.45 |
3.00 |
2.77 |
2.78 |
3.20 |
| $25,000 |
2.47 |
2.46 |
2.90 |
2.56 |
3.00 |
2.82 |
2.83 |
3.20 |
| $50,000 |
2.52 |
2.51 |
2.90 |
2.61 |
3.00 |
2.92 |
2.88 |
3.20 |
| $90,000 |
2.52 |
2.51 |
2.90 |
2.61 |
3.00 |
2.92 |
2.88 |
3.20 |
|
Current
Interest Rate |
$1,000 |
2.29 |
2.31 |
2.90 |
2.40 |
3.00 |
2.57 |
2.68 |
3.20 |
| $10,000 |
2.39 |
2.41 |
2.90 |
2.45 |
3.00 |
2.77 |
2.78 |
3.20 |
| $25,000 |
2.45 |
2.46 |
2.90 |
2.55 |
3.00 |
2.82 |
2.83 |
3.20 |
| $50,000 |
2.50 |
2.51 |
2.90 |
2.60 |
3.00 |
2.92 |
2.88 |
3.20 |
| $90,000 |
2.50 |
2.51 |
2.90 |
2.60 |
3.00 |
2.92 |
2.88 |
3.20 |
| Minimum
Balance to Obtain APY |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
| Fixed
or Variable Interest Rate |
Fixed |
Fixed |
Fixed |
Fixed |
Fixed |
Fixed |
Fixed |
Fixed |
| Frequency: |
| Interest
Compounding |
Maturity |
Annual |
Annual |
Annual |
Annual |
Annual |
Annual |
Annual |
| Interest
Crediting |
Maturity |
Annual |
Annual |
Annual |
Annual |
Annual |
Annual |
Annual |
| Statement
Cycles |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
| Interest
Rate Changes |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
| Minimum
Deposit to open Account |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
| Early
Withdrawal Penalty |
3 Month |
3 Month |
6 Month |
6 Month |
9 Month |
9 Month |
9 Month |
9 Month |
| Services
& Transaction Fees |
Refer to Truth-in Savings
Disclosure |
|
ACCOUNT TERM |
36
MONTH |
42
MONTH |
48
MONTH |
60
MONTH |
24 MONTH
$50,000
Relationship |
12 MONTH
$100,000
Relationship |
|
Annual
Percentage Yield |
$1,000 |
2.51 |
2.87 |
3.10 |
3.24 |
|
|
| $10,000 |
2.75 |
3.12 |
3.15 |
3.44 |
2.97 |
2.51 |
| $25,000 |
2.80 |
3.16 |
3.25 |
3.49 |
3.02 |
2.56 |
| $50,000 |
2.92 |
3.28 |
3.40 |
3.68 |
3.12 |
2.61 |
| $90,000 |
2.92 |
3.28 |
3.40 |
3.68 |
|
|
|
Current
Interest Rate |
$1,000 |
2.51 |
2.87 |
3.10 |
3.24 |
|
|
| $10,000 |
2.75 |
3.12 |
3.15 |
3.44 |
2.97 |
2.51 |
| $25,000 |
2.80 |
3.16 |
3.25 |
3.49 |
3.02 |
2.56 |
| $50,000 |
2.92 |
3.28 |
3.40 |
3.68 |
3.12 |
2.61 |
| $90,000 |
2.92 |
3.28 |
3.40 |
3.68 |
|
|
| Minimum
Balance to Obtain APY |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$10,000 |
$10,000 |
| Fixed
or Variable Interest Rate |
Fixed |
Fixed |
Fixed |
Fixed |
Fixed |
Fixed |
| Frequency: |
| Interest
Compounding |
Annual |
Annual |
Annual |
Annual |
Annual |
Annual |
| Interest
Crediting |
Annual |
Annual |
Annual |
Annual |
Annual |
Annual |
| Statement
Cycles |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
| Interest
Rate Changes |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
Maturity |
| Minimum
Deposit to open Account |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$10,000 |
$10,000 |
| Early
Withdrawal Penalty |
12 Month |
12 Month |
15 Month |
18 Month |
9 Month |
3 Month |
| Services
& Transaction Fees |
Refer to Truth-in Savings
Disclosure |
|
Interest
rates are established weekly. Interest compounding &
crediting is annual for all certificates of deposit with a
maturity of 12 months or more. Interest may be
withdrawn on a quarterly basis if the interest is direct
deposited into a checking or savings account at this bank.
Interest may be withdrawn on a semi-annual basis if the
interest is paid directly by check to the account holder.
You will be paid the stated rate until the first maturity
date. Interest will n ot be paid after the first maturity date
if the certificate is not renewed. You will have a
10-day grace period beginning on the maturity date to make any
changes on your certificate. On the 11th day, your
certificate will automatically renew for another equal term,
at the rate quoted on the maturity date. The annual
percentage yield assumes that interest remains on deposit
until maturity. A withdrawal of interest will reduce
earnings. Early withdrawal penalties are assessed whether or not
the equivalent interest has been earned. Additional
penalties may apply for IRA's or non-renewable certificates.
See those agreements for detail. Inquire about the
terms, conditions, annual percentage yield and interest rate
for certificates of deposit of $90,000 or more. |
|
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