CD Rates

We keep our rates posted online as a convenience to our customers when making financial decisions.  Feel free to use our financial calculators to help you weigh your options, and you can apply online for accounts and credit. Realize rates are subject to change, so when in doubt, please contact us.

Checking Rates | Savings Rates | Money Market & Health Savings Account Rates |
Investor Account Rates | IRA Rates | CD Rates |

Rates and Annual Percentage Yields (APY) are accurate as of 11/7/2012.
Fees may reduce earnings. Please contact the bank with questions.

ACCOUNT TERM

 182
DAY		 12
MONTH		 13
MONTH
Special		 18
MONTH		 24
MONTH
Special		 24
MONTH		 30
MONTH

Minimum Balance to Obtain APY

              
Annual Percentage Yield $1,000 .07 .11 .17 .19 .28 .28 .32
$10,000 .20 .30 .51 .38 .72 .44 .53
$25,000 .25 .35 .51 .43 .72 .49 .58
$50,000 .25 .35 .51 .43 .72 .49 .58
$90,000 .25 .40 .51 .48 .72 .54 .63
Current Interest Rate $1,000 .07 .11 .17 .19 .28 .28 .32
$10,000 .20 .30 .51 .38 .72 .44 .53
$25,000 .25 .35 .51 .43 .72 .49 .58
$50,000 .25 .35 .51 .43 .72 .49 .58
$90,000 .25 .40 .51 .48 .72 .54 .63
Fixed or Variable Interest Rate Fixed Fixed Fixed Fixed Fixed Fixed Fixed
Frequency:
Interest Compounding Maturity Annual Annual Annual Annual Annual Annual
Interest Crediting Maturity Annual Annual Annual Annual Annual Annual
Statement Cycles Maturity Maturity Maturity Maturity Maturity Maturity Maturity
Interest  Rate Changes Maturity Maturity Maturity Maturity Maturity Maturity Maturity
Minimum  Deposit to open Account $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Early Withdrawal Penalty 3 Month 3 Month 6 Month 6 Month 9 Month 9 Month 9 Month
Services & Transaction Fees

Refer to Truth-in Savings Disclosure

ACCOUNT TERM

 36
MONTH 		42
MONTH

48
MONTH

 60
MONTH
Minimum Balance to Obtain APY        
Annual Percentage Yield $1,000 .41 .51 .59 .86
$10,000 .59 .68 .74 .95
$25,000 .64 .73 .76 1.00
$50,000 .67 .73 .76 1.00
$90,000 .69 .78 .82 1.05
Current Interest Rate

 

 $1,000 .41 .51 .59 .86
$10,000 .59 .68 .74 .95
$25,000 .64 .73 .76 1.00
$50,000 .67 .73 .76 1.00
$90,000 .69 .78 .82 1.05
Fixed or Variable Interest Rate Fixed Fixed Fixed Fixed
Frequency:
Interest Compounding Annual Annual Annual Annual
Interest Crediting Annual Annual Annual Annual
Statement Cycles Maturity Maturity Maturity Maturity
Interest  Rate Changes Maturity Maturity Maturity Maturity
Minimum  Deposit to open Account $1,000 $1,000 $1,000 $1,000
Early Withdrawal Penalty 18 Month 21 Month 24 Month 30 Month
Services & Transaction Fees

Refer to Truth-in Savings Disclosure
The annual percentage yield assumes that interest remains on deposit until maturity. Your account will renew automatically at maturity. You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty. If we consent to a request for a withdrawal that is otherwise not permitted you will have to pay an early withdrawal penalty. You may prevent renewal if you withdraw the funds in the account at maturity (or within the grace period). If either you or we prevent renewal, interest will not accrue after the maturity date. Each renewal term will be the same as the original term, beginning on the maturity date with the exception of a 13 Month Certificate will renew with a 12 month term. The interest rate will be the same we offer on a new certificate of deposit account on the maturity date which has the same term, minimum balance (if any) and other features as the renewed certificate of deposit account. For certain terms, however, the rate applied at maturity will be equal to the rates currently in effect for a different term as described here: 13 Month Special will renew at the 12 Month Certificate rate for applicable tier; the 24 Month Special will renew with the applicable rate of the regular 24 Month Certificate for the applicable tier. Inquire about the terms, conditions, annual percentage yield and interest rate for certificates of deposit of $90,000 or more. We reserve the right to decline or limit deposits. See Banker for complete details.