CD Rates

We keep our rates posted online as a convenience to our customers when making financial decisions.  Feel free to use our financial calculators to help you weigh your options, and you can apply online for accounts and credit. Realize rates are subject to change, so when in doubt, please contact us.

Checking Rates | Savings Rates | Money Market & Health Savings Account Rates |
Investor Account Rates | IRA Rates | CD Rates |

Rates and Annual Percentage Yields (APY) are accurate as of 2/7/2012.
Fees may reduce earnings. Please contact the bank with questions.

ACCOUNT TERM

 182
DAY		 12
MONTH		 13
MONTH
Special		 18
MONTH		 24
MONTH
Special		 24
MONTH		 30
MONTH

Minimum Balance to Obtain APY

              
Annual Percentage Yield $1,000 .07 .11 .17 .19 .28 .28 .36
$10,000 .23 .35 .76 .45 1.18 .56 .66
$25,000 .28 .40 .76 .50 1.18 .61 .71
$50,000 .28 .40 .76 .50 1.18 .61 .71
$90,000 .28 .45 .76 .55 1.18 .66 .76
Current Interest Rate $1,000 .07 .11 .17 .19 .28 .28 .36
$10,000 .23 .35 .76 .45 1.18 .56 .66
$25,000 .28 .40 .76 .50 1.18 .61 .71
$50,000 .28 .40 .76 .50 1.18 .61 .71
$90,000 .28 .45 .76 .55 1.18 ,66 .76
Fixed or Variable Interest Rate Fixed Fixed Fixed Fixed Fixed Fixed Fixed
Frequency:
Interest Compounding Maturity Annual Annual Annual Annual Annual Annual
Interest Crediting Maturity Annual Annual Annual Annual Annual Annual
Statement Cycles Maturity Maturity Maturity Maturity Maturity Maturity Maturity
Interest  Rate Changes Maturity Maturity Maturity Maturity Maturity Maturity Maturity
Minimum  Deposit to open Account $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Early Withdrawal Penalty 3 Month 3 Month 3 Month 6 Month 9 Month 9 Month 9 Month
Services & Transaction Fees

Refer to Truth-in Savings Disclosure

ACCOUNT TERM

 36
MONTH 		42
MONTH

48
MONTH

 60
MONTH
Minimum Balance to Obtain APY        
Annual Percentage Yield $1,000 .45 .55 .63 .94
$10,000 .75 .85 .96 1.24
$25,000 .80 .90 .98 1.29
$50,000 .80 .90 .98 1.29
$90,000 .85 .95 1.03 1.34
Current Interest Rate

 

 $1,000 .45 .55 .63 .94
$10,000 .75 .85 .96 1.24
$25,000 .80 .90 .98 1.29
$50,000 .80 .90 .98 1.29
$90,000 .85 .95 1.03 1.34
Fixed or Variable Interest Rate Fixed Fixed Fixed Fixed
Frequency:
Interest Compounding Annual Annual Annual Annual
Interest Crediting Annual Annual Annual Annual
Statement Cycles Maturity Maturity Maturity Maturity
Interest  Rate Changes Maturity Maturity Maturity Maturity
Minimum  Deposit to open Account $1,000 $1,000 $1,000 $1,000
Early Withdrawal Penalty 18 Month 21 Month 24 Month 30 Month
Services & Transaction Fees

Refer to Truth-in Savings Disclosure
Interest rates are established weekly.  Interest compounding & crediting is annual for all certificates of deposit with a maturity of  12 months or more.  Interest may be withdrawn on a quarterly basis if the interest is direct deposited into a checking or savings account at this bank.  Interest may be withdrawn on a semi-annual basis if the interest is paid directly by check to the account holder, some restrictions may apply.  You will be paid the stated rate until the first maturity date. Interest will not be paid after the first maturity date if the certificate is not renewed.  You will have a 10-day grace period beginning on the maturity date to make any changes on your certificate.  On the 11th day, your certificate will automatically renew for another equal term, at the rate quoted on the maturity date.  The annual percentage yield assumes that interest remains on deposit until maturity.  A withdrawal of interest will reduce earnings. Early withdrawal penalties are assessed whether or not the equivalent interest has been earned.  Additional penalties may apply for non-renewable certificates.  See those agreements for detail.  Inquire about the terms, conditions, annual percentage yield and interest rate for certificates of deposit of $90,000 or more. We reserve the right to decline or limit deposits.  See a Banker for specific terms and conditions for our CD Specials.