Checking Rates
We keep our rates posted online as a
convenience to our customers when making financial decisions. Feel
free to use our
financial calculators to help
you weigh your options, and you can
apply
online for accounts and credit. Realize rates are subject to change,
so when in doubt, please
contact us.
|
Checking Rates |
Savings
Rates | Money Market &
Health Savings Account Rates |
|
Investor
Account Rates | IRA
Rates |
CD Rates |
Rates and Annual Percentage Yields (APY) are accurate as of 9/4/2012.
The interest rates and tiered annual percentage yields listed below are
variable and subject to change weekly at our discretion. Fees may reduce
earnings. Please
contact
the bank with questions.
| Checking Accounts |
PG CLUB |
PG CLUB 50 + |
CLASSIC + |
PLATINUM |
| Current Interest Rate |
0.05 |
0.05 |
0.05 |
See below |
| Annual Percentage Yield (APY) |
0.05 |
0.05 |
0.05 |
See below |
| Minimum Balance to Obtain APY |
$500.00 |
$500.00 |
$500.00 |
$0.01 |
| Fixed or Variable Rate |
Variable |
Variable |
Variable |
Variable |
| Interest Compounding
Frequency |
Monthly |
Monthly |
Monthly |
Monthly |
| Interest Crediting |
Monthly |
Monthly |
Monthly |
Monthly |
| Interest Rate Changes |
Weekly |
Weekly |
Weekly |
Weekly |
| Statement Cycles |
Monthly |
Monthly |
Monthly |
Monthly |
| Minimum Deposit to Open Account |
$100.00 |
$100.00 |
$100.00 |
$100.00 |
| Minimum Balance to Avoid Monthly Fall Below Fee |
N/A |
$0.00 |
$200.00 |
$2.500.00 |
| Fall Below
Fee* |
N/A |
N/A |
$4.95 |
$7.00 |
| Monthly
Service Charge |
$4.95 |
N/A |
N/A |
N/A |
|
* Fall Below Fee only applies if
account falls below daily minimum balance |
Platinum Checking Account
|
Platinum
TIERS |
Interest
Rate |
Annual
Percentage
Yield |
|
From |
To |
|
|
| $0.01 |
$2,499.99 |
.07 |
.07 |
| $2,500 |
$9,999.99 |
.16 |
.16 |
| $10,000 |
$49,999.99 |
.19 |
.19 |
| $50,000 |
$99,999.99 |
.25 |
.25 |
| $100,000 |
$249,999.99 |
.30 |
.30 |
| $250,000 |
+ |
.30 |
.30 |
| The interest rate and tiered annual percentage yields are variable and are subject to change weekly at our discretion. The Annual Percentage Yield is based on no withdrawal of credited interest and no change in the interest rate for a full year. The minimum balance to open is $100.00. If the daily balance is less than $2500.00 at any time during the statement cycle, a fall below fee of $7.00 will be assessed. These fees could reduce earnings on the account.
These accounts
are insured by the FDIC for up to $250,000 per depositor.
Public Fund Money Market Savings Accounts and Investor Accounts with balances $250,000 or more will pay an interest rate 25 basis points below the interest rate shown here. Please contact a ProGrowth Bank Customer Service Representative for further information about applicable account fees and terms. Member FDIC. |
|
