IRA Rates
We keep our rates posted online as a
convenience to our customers when making financial decisions. Feel
free to use our
financial calculators to help
you weigh your options, and you can
apply
online for accounts and credit. Realize rates are subject to change,
so when in doubt, please
contact us.
|
Checking Rates |
Savings
Rates | Money Market &
Health Savings Account Rates |
|
Investor
Account Rates | IRA
Rates |
CD Rates |
Rates current as of
7/20/2010
|
Tier |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD (APY) |
|
12 Month $1,000.00 |
1.43 |
1.43 |
|
12 Month $100,000.00 |
1.48 |
1.48 |
|
24 Month $1,000.00 |
1.84 |
1.84 |
|
24 Month $100,000.00 |
1.89 |
1.89 |
|
36 Month $1,000.00 |
2.17 |
2.17 |
|
36 Month $100,000.00 |
2.23 |
2.23 |
|
Frequency:
Interest Compounding |
Annually |
|
Interest Crediting |
Annually |
|
Statement Cycles |
Annually |
|
Interest Rate Changes |
Weekly |
|
Fixed or Variable Rate |
Fixed |
|
Minimum Deposit to Open Account |
$1,000.00 |
|
Monthly Service Fee |
NONE |
|
Debit Transaction Fee |
NONE |
|
Fees may reduce earnings. Closing fee of $25.
These accounts are insured by the FDIC for up to $250,000 per
depositor. Early withdrawal penalties apply (A penalty will be
imposed for withdrawals before maturity). The interest rate we will
use to calculate this early withdrawal penalty will be the interest
rate in effect at the time of the withdrawal. In certain
circumstances, such as death or incompetence of an account owner,
the law permits, or in some cases requires, the waiver of the early
withdrawal penalty. Please contact us with any questions.
|
