IRA Rates
We keep our rates posted online as a
convenience to our customers when making financial decisions. Feel
free to use our
financial calculators to help
you weigh your options, and you can
apply
online for accounts and credit. Realize rates are subject to change,
so when in doubt, please
contact us.
|
Checking Rates |
Savings
Rates | Money Market &
Health Savings Account Rates |
|
Investor
Account Rates | IRA
Rates |
CD Rates |
Rates current as of
3/3/2010
The interest rates and tiered annual percentage yields listed below are
variable and subject to change weekly at our discretion. Fees may reduce
earnings. Please
contact
the bank with questions.
|
MINIMUM BALANCE TO OBTAIN APY |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD (APY) |
| $0.01 |
2.11 |
2.11 |
| $10,000 |
2.21 |
2.21 |
|
$25,000 |
2.56 |
2.56 |
|
$50,000 |
2.66 |
2.66 |
|
$100,000 |
2.78 |
2.78 |
| $250,000 |
2.78 |
2.78 |
|
Frequency:
Interest Compounding |
Annually |
|
Interest Crediting |
Annually |
|
Statement Cycles |
Annually |
|
Interest Rate Changes |
Weekly |
|
Fixed or Variable Rate |
Variable |
|
Minimum Deposit to Open Account |
$100.00 |
|
Monthly Service Fee |
NONE |
|
Debit Transaction Fee |
NONE |
|
Closing fee of $25. These accounts are insured
by the FDIC for up to $250,000 per depositor. This account matures
12 months(s) after account opening. Early withdrawal penalties
apply. (A penalty will be imposed for withdrawals before maturity)
The penalty will equal one months interest on the amount withdrawn
subject to penalty. The interest rate we will use to calculate this
early withdrawal penalty will be the interest rate in effect at the
time of the withdrawal. In certain circumstances, such as death or
incompetence of an account owner, the law permits, or in some cases
requires, the waiver of the early withdrawal penalty. Other
exceptions may also apply, for example, if this is part of an IRA or
other tax-deferred savings plan. |
