Savings Rates
We keep our rates posted online as a
convenience to our customers when making financial decisions. Feel
free to use our
financial calculators to help
you weigh your options, and you can
apply
online for accounts and credit. Realize rates are subject to change,
so when in doubt, please
contact us.
|
Checking Rates |
Savings
Rates | Money Market &
Health Savings Account Rates |
|
Investor
Account Rates | IRA
Rates |
CD Rates |
Rates current as of
2/1/08
The interest rates and tiered annual percentage yields listed below are
variable and subject to change weekly at our discretion. Fees may reduce
earnings. Please
contact
the bank with questions.
|
|
LIFELINE SAVINGS
|
STATEMENT SAVINGS
|
Current Interest Rate |
0.66 |
0.66 |
0.86 |
Annual Percentage Yield (APY) |
0.66 |
0.66 |
0.86 |
Minimum Balance to Obtain APY |
$1.00 |
$50.00 |
$50.00 |
|
Fixed or Variable Rate
|
Variable |
Variable |
Variable |
Interest Compounding
Frequency
|
Quarterly |
Quarterly |
Quarterly |
Interest Crediting
|
Quarterly |
Quarterly |
Quarterly |
Interest Rate Changes
|
Weekly |
Weekly |
Weekly |
Statement Cycles
|
Quarterly |
Quarterly |
Quarterly |
Minimum Deposit to Open Account
|
$1.00 |
$25.00 |
$25.00 |
Minimum Balance to Avoid Monthly Service Fees
|
N/A |
$50.00 |
$200.00 |
Monthly Flat Service Fee*
|
$0.00 |
$2.00 |
$2.00 |
Debit Item Fee**
|
$0.00 |
$0.50 |
$0.50 |
|
* Service Fee only applies if
account falls below daily minimum balance |
|
** Debit Item Fee only
applies if account falls below daily minimum balance, and debit
item exceeds six per month |
|