Savings Rates

We keep our rates posted online as 0.51.
Annual Percentage Yield (APY) you weigh your options, and you can apply online for accounts and credit. Realize rates are subject to change, so when in doubt, please 0.51
Minimum Balance to Obtain APY | Money Market & Health Savings Account Rates |
| Investor Account Rates | IRA Rates | CD Rates |

Rates and Annual Percentage Yields (APY) are accurate as of 9/29/2011.
The interest rates and tiered annual percentage yields listed below are variable and subject to change weekly at our discretion. Fees may reduce earnings. Please contact the bank with questions.

  PANDA
PALS		 LIFELINE SAVINGS STATEMENT SAVINGS IRA SAVINGS
Current Interest Rate 0.06 0.06 0.06 0.47
Annual Percentage Yield (APY) 0.06 0.06 0.06 0.47
Minimum Balance to Obtain APY $1.00 $50.00 $50.00 $100.00
Fixed or Variable Rate Variable Variable Variable Variable
Interest Compounding Frequency Quarterly Quarterly Quarterly Quarterly
Interest Crediting Quarterly Quarterly Quarterly Quarterly
Interest Rate Changes Weekly Weekly Weekly Weekly
Statement Cycles Quarterly Quarterly Quarterly Quarterly
Minimum Deposit to Open Account $1.00 $25.00 $25.00 $100.00
Minimum Daily Balance to Avoid Monthly Fall Below Fee N/A $50.00 $200.00 $200.00
Monthly Fall Below Fee* $0.00 $2.00 $2.00 $2.00
Debit Item Fee** $0.00 $0.50 $0.50 N/A
* Fall Below Fee only applies if account falls below daily minimum balance
** Debit Item Fee only applies if account falls below daily minimum balance, and debit item exceeds six per month