|
|
PANDA
PALS |
LIFELINE SAVINGS |
STATEMENT SAVINGS |
IRA SAVINGS |
|
Current Interest Rate |
0.06 |
0.06 |
0.06 |
0.47 |
|
Annual Percentage Yield (APY) |
0.06 |
0.06 |
0.06 |
0.47 |
|
Minimum Balance to Obtain APY |
$1.00 |
$50.00 |
$50.00 |
$100.00 |
|
Fixed or Variable Rate |
Variable |
Variable |
Variable |
Variable |
|
Interest Compounding
Frequency |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Interest Crediting |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Interest Rate Changes |
Weekly |
Weekly |
Weekly |
Weekly |
|
Statement Cycles |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Minimum Deposit to Open Account |
$1.00 |
$25.00 |
$25.00 |
$100.00 |
|
Minimum Daily
Balance to Avoid Monthly Fall Below Fee |
N/A |
$50.00 |
$200.00 |
$200.00 |
|
Monthly Fall Below Fee* |
$0.00 |
$2.00 |
$2.00 |
$2.00 |
|
Debit Item Fee** |
$0.00 |
$0.50 |
$0.50 |
N/A |
|
* Fall Below Fee only applies if
account falls below daily minimum balance |
|
** Debit Item Fee only
applies if account falls below daily minimum balance, and debit
item exceeds six per month |