Gold Rewards

Gold Rewards Checking Accounts
Trying to generate a little more interest??? Gold Rewards Checking provides higher interest rates for customers with higher combined household balances.

 

Gold Rewards Checking

Discounted Bank Services
ATM Refunds per statement cycle1 $ 20
Overdraft Fee Refunds2 2 per statement cycle
Check Order Refund3 COMPLIMENTARY
Paper Statements COMPLIMENTARY
Interest Rate Discount on Loans4 0.25%
Interest5
Account Earns Interest Interest earned on all balances
Tiered Interest Rates Yes
uChoose Rewards® Points
uChoose Rewards Debit Card Purchases 1 point for each $2 spent on PINPOS or SIGPOS debit card purchases6
uChoose Rewards Registration 1,000 points
Debit Card Anniversary of Enrollment 500 points
Loyalty Points
Points for Transactions Up to 600 per statement cycle
Points for Relationship 1,000 to 10,000 points for each additional product
Enrollment Points Up to 1,000 in first year
Birthday Points 500 points each successive year
Maximum Points per statement cycle 10,000 points
Monthly Service Charge Refund
You can receive a complete refund of the Monthly Service Charge by meeting at least one of these requirements each statement cycle: $10,000+ average ledger balance
$50,000+ average relationship balance10
Monthly Service Charge BEFORE Refund $ 14.95
Monthly Service Charge AFTER Refund $ 0.00

How To Earn Points!

Gold Rewards Checking

uChoose Rewards Points11
Debit Card Purchases 1 point for each $2 spent on PINPOS or SIGPOS debit card purchases6
uChoose Rewards Registration 1,000 points
Debit Card Anniversary of Enrollment 500 points
TRANSACTION Loyalty Points12
(per transaction / per statement cycle)
Bill Pay Transactions 10 points (transaction)
150 points (cycle)
ACH Credit or Debit Transactions 10 points (transaction)
150 points (cycle)
Automatic Deposit Transfers 10 points (transaction)
150 points (cycle)
Automatic Loan Payments 10 points (transaction)
150 points (cycle)
PRODUCT ENROLLMENT
Loyalty Points12
Mobile Banking Enrollment (one-time) 500 points
eStatement Enrollment (one-time) 500 points
BIRTHDAY
Loyalty Points12
Birthday 500 points for up to 3 Owners/Signers on account
NEW PRODUCT RELATIONSHIP
Loyalty Points12
New Checking Account 2,000 points
New Savings Account or IRA 1,000 points
New CD or IRA 2,000 points
New Ready Reserve Line of Credit7 3,500 points
New Consumer Loan7, 8 4,000 points
New Commercial Loan or Farm Loan7, 9 10,000 points
MAXIMUM TOTAL RELATIONSHIP REWARDS
Loyalty Points
Transactions Points Up to 600 per statement cycle
uChoose Rewards Relationship Points 1,000 to 10,000 points
Birthday Points Up to 1,500 per year
Maximum Monthly Loyalty Points
per statement cycle
10,000 points
60,000 Maximum Points can be earned during a Calendar Year
1 Detailed descriptions for refunds on various ATM charges are listed in the Service Fee Schedule. Disclosures are provided when you open or change an account, and in your periodic statement.
2 Overdraft (OD) and Non-Sufficient Funds (NSF) fees and refunds are described in the Service Fee Schedule. Disclosures are provided when you open or change an account, and in your periodic statement.
3
Check order refunds are available on check orders placed through ProGrowth Bank’s approved vendor.
4 Subject to credit approval. Applies to consumer loans where an automatic loan payment is made from a qualifying ProGrowth Bank account. Does not apply to real estate mortgage loans, ag loans, or commercial loans.
5 Refer to specific account information for current interest rates and Annual Percentage Yields (APYs).
6 PINPOS refers to Point-of-Sale transactions when you use your 4-digit Personal Identification Number (PIN). SIGPOS refers to Signature transactions when you authorize a transaction with your signature.
7 Subject to credit approval. Certain restrictions apply. Loans must be closed and processed to be considered for points. Subject to change.
8 Loyalty Points are only available for Consumer Installment Loans. Loans secured by real estate are not eligible for Loyalty Points.
9 Real Estate Mortgages securing Commercial Loans and Farm Loans are eligible for Loyalty Points.
10 Your relationship will be calculated by using the combined average available balances of your checking and savings accounts, the current balance of your certificates of deposit and the principal balance of your loans.
11 uChoose Rewards points earned will be received at month-end.
12 Loyalty Points earned will be received following the month-end processing.

Subject to Change.
Please contact us for current information

 
 

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