Mortgage Options

Find out the best option for you, then Prequalify for your Mortgage Online!

Fixed-Rate Mortgage 

For the security of a monthly mortgage payment that never changes, check out a ProGrowth Fixed-Rate Mortgage.  The rate you pay is locked in when you close the loan and will not go up, even if the market does.  We offer balloon and full term loans and can structure the payments to fit your budget. For our secondary market our customers have full term or balloon options. The interest rate is fixed for the life of the loan. We have multiple investor outlets in order to offer our customers the best opportunity for the financing they are seeking. It is also possible for us to offer pre-approvals at the time we receive an application. This is made possible via an internet approval process we access.

Adjustable-Rate Mortgage 

To take advantage of low introductory interest rates and monthly payments, you'll want a ProGrowth Adjustable-Rate Mortgage. The rate adjusts up and down with the market.  

Combination Mortgage

ProGrowth's Combination Mortgage -- it's the best of both worlds.  

First-Time Homeowner Funding 

Because of the number of investor outlets we can sell to, we are able to offer a variety of possibilities to our customers wanting to buy their first home.

VA Mortgage 

As a member of the U.S. military, the U.S. National Guard, a veteran, or the surviving spouse of a veteran, you may be eligible for a no-downpayment mortgage that is guaranteed by the Department of Veterans Affairs (VA). 

Regional and State Mortgages 

If you have a low to moderate income, you may be eligible for a state or local housing agency-sponsored mortgage product or, if offered in your area, ProGrowth's own portfolio loan program. This includes down payment/closing cost assistance to qualified borrowers.

Private Mortgage Insurance

Discover how Private Mortgage Insurance has extended the opportunity of homeownership to millions of Americans who have less than 20% for a down payment.

Jumbo & Super Jumbo Mortgages 

For the home buyer with financing needs greater than $300,000, we offer ProGrowth Mortgage's Jumbo and Super Jumbo Loan Programs. 

Loan Assumptions 

Looking for a marketing tool that could help you sell your home faster? Or are you in the market to purchase a property or do an equity buy-out and you’re interested in benefiting from what could be a lower interest rate and lower out-of-pocket expenses? If the current mortgage on the property is FHA-insured, VA-guaranteed or an adjustable rate, chances are the interest rate and terms can be assumed. 

ProGrowth Mortgage Home Equity Loans 

ProGrowth Mortgage is an expert in home equity lending. We can have a decision for you in as little as 24 to 48 hours. For home improvements, bill consolidation, a major purchase such as a new vehicle, or financing the equity on a loan assumption, consider a ProGrowth Home Equity Loan or Line of Credit. Additional savings and ease of payments on some mortgage solutions are available when you have your payments automatically deducted from your ProGrowth checking or savings account.